Unlike a traditional mortgage or commercial loan, a stated income commercial loan offers you financing based on the market value of the property you wish to purchase. The approval process is much more convenient, the application is less stringent and you can enjoy your property faster.

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When you choose our excellent stated income commercial real estate financing, you’ll enjoy the following features:

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• Up to 75% LTV on mixed-use or multifamily property

• Qualify with a credit score of 600 or more

• Flexible funding for debt consolidation, purchasing, refinancing or more

• Wide range of properties accepted

• Loans up to $500,000

 

Depending on the type of property, you can expect a range of LTV. Offices, self-storage units, retail locations, auto services, and warehouses can expect up to 65% LTV. You’ll enjoy up to 70% LTV for non-owner-occupied properties. The exact LTV depends on the property involved, so your financing will be personalized to your specific needs.

 

Whether your credit score is low or you’re just opening your business, stated income loans offer the flexibility you need to get your business off the ground quickly. Waiting for bank approval can take valuable time and money. Open your doors and start gaining income quickly thanks to our flexible funding.